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Coverage Checklist for Home Insurance - Are You Prepared?

A good home insurance policy will be very specifically tailored to the needs of the home in question, so you should put together as much relevant information as possible before asking potential insurers for quotes. I’ve set out below a list of some of the details you need to know about your home. Insurers will probably require most of these anyway, but to make certain you have an adequate cover you should give as much information as possible, and be sure to raise any questions you may have. I hope you find this checklist useful, but don’t hesitate to get in touch if you need any more help. 1. Basic Information The essentials to know about your home include – - age - total size in square fe

Further Proof It's NOT 2008 All Over Again

Home sales numbers are leveling off, the rate of price appreciation has slowed to more historically normal averages, and inventory is finally increasing. We are headed into a more normal housing market. However, some are seeing these adjustments as red flags and are suggesting that we are headed back to the same challenges we experienced in 2008. Today, let’s look at one set of statistics that prove the current market is nothing like the one that preceded the housing crash last decade. The previous bubble was partially caused by unhealthy levels of mortgage debt. New purchasers were putting down the minimum down payment, resulting in them having little if any equity in their homes. Existing

Tips to Sell Your Home in the Fall

It’s common knowledge that spring is the peak real estate season and the best time of year to sell a house. But, that doesn’t mean you can’t sell (and make a profit) during other times of the year, including the fall. What is the market like for fall real estate? While it’s true that housing inventory (the number of homes on the market) is lower in the fall than in the spring and summer, it’s also true that buyers who are shopping in the fall are likely to be serious about buying. Fall buyers may be moving because of a job relocation or change in family situation, so they’re often eager to close a deal. And, the hotter your local real estate market, the less significant a role seasonality pl

Married and House Hunting: How to Agree on the Perfect Home

Home buying can be a stressful process, but when you throw two different opinions in the mix, it can be downright agonizing. Maybe you’re dying for a cute home in the suburbs, but your spouse loves the idea of lots of land in the country. These disagreements can create roadblocks on your way to arriving at the perfect home. With low inventory and rising home values in popular housing markets, you have to act quickly when you find your dream home. Don’t let a stalemate with your spouse cause you to miss out. Check out these tips to help you get on the same page as your honey and keep your house hunt from turning into World War III. Make Separate Must-Have Lists Your best shot at a compromise

916-718-2979

eXp Realty

2603 Camino Ramon, Ste. 200

San Ramon, CA 94583

BRE# 01878277

Matthew Stewart Real Estate Team at eXp Realty

Broker associate

BRE# 01203051

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